While Millennials are better educated and more ethnically diverse than previous generations, they also face a more competitive job market and significantly greater student debt than their predecessors. The majority of millennials have poor financial acumen and worry about their student loans. Many have long-term debt, do not monitor their checking account balances, use alternative financial services, and most importantly, millennials do not seek professional financial advice.
Our commitment to millennials is to provide them with the necessary financial education needed to make important financial decisions that will allow them a better chance to accomplish their dreams and goals.

Why should Millennials invest?

  • Time is on your side
  • Diversify your portfolio
  • Compound growth

Common struggles Millennials face:

  • Student loan debt
  • Credit card debt
  • Increased cost of living and salaries that cannot keep up
  • How to afford a wedding, buying first home, having children, etc.
  • Want to live "in the moment" and worry about saving later
  • Often lack financial knowledge and therefore increase risk

Where to invest?

  • Stock market (ETFs / mutual funds)
  • Bonds
  • Certificate of Deposit (CDs)
  • Investment Property

How much to invest?

  • Set a budget
  • Dollar cost average
  • Risk tolerance / Time horizon

Investment Education:

  • Stock market basics
  • Financial news - separating fact from fiction
  • Short-term vs. Long-term investment
  • Impact of interest rate changes
  • What affects your credit score
  • Alternatives to reduce debt

As CPAs and Personal Financial Specialists (PFS), we want to help by structuring an achievable financial plan for you, tailored to your goals and lifestyle. See what our financial solutions can do for you: 

Click here to review our services.

Click here to review our model:

Assets Under Management Fee Plan: percentage of the total value of your assets we manage. 

Financial Planning Subscription services: starting at $30 per month, with an upfront charge for the initial plan.

Our goal is to assist in navigating you through financial challenges and questions, whether that be in the form of education or implementation. Contact us for more details of how we can help!